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Planning Your Wedding? How Expensive It Should Be?

How much money to spend is totally up to you. Getting married is day of joy, but most couples will admit that marriage can be accompanied by lot of stress. As getting over with family drama after years of hard work, and finally decided to marry person you love. Throwing weddings are very expensive; it doesn’t have to be expensive. Follow these points to avoid paying lot of money on wedding day. Save yourself from debt on day of your wedding.

 

Right place 

Suppose you live in California, you can find some affordable places such as gorgeous wedding venues in Los Angeles, Orange County, San Diego, Palm Springs, etc. These are some beautiful affordable places to get married. Choose right venue for yourself, people often take payday loan in California for this event. As they want this day to be best day of their life and money can not cause problems in an event. 

Priorities

Making recommendations on how expensive wedding should be is tricky as it varies from couple to couple, and their ways of spending money. Each wedding is unique and beautiful; you don’t have to spend money on traditions. You should align expenses with your income, expenses, and other financial status. You don’t want to start new life with your partner in debt. Book venue off-season will save you 25%. Hire a DJ instead of full band that will save you 50%. You can choose two areas important for you, focus on them, and let everything else come together afterward. Organize event yourself or hire someone who can do it for you.

Breaking Down Budget

While making household budget you think how much money is to spend on one category. Like rent, dining out, food, electricity and other resources. Same holds for weddings, while some costs remains fixed, sorting out your priorities. More you know what important, more accurate budget you will make is. Don’t count unnecessary things on list.

Most expensive cost item is venue; you sometimes need to pay venue rental prices and extra money for space for ceremony. That is usually 20% of expense. Another item is catering, you can choose four or five-course menu, add coffee times, snack bars and cocktail hours. Calculate this with number of guests you have, that’s also 20% of expenses. Count members and book service accordingly and some extra for backup.

10% of expense is in photography and videographer as you want every moment to be captured well.

Other 40% is distributed in flowering, decorations, music, entertainment, beauty services (makeup), stationery and gifts. 

We strongly recommend keeping some extra money as a backup, if things don’t work according to plan you can use that amount. You can borrow this money if you don’t have more money from friends and family. Also, you can apply for payday loan in California which will provide you money in short period.

Go Forth And Get Married

Wedding is most special day in someone's life. Better you know about expenses more you will save. Spend your money wisely and avoid starting a new life with your partner in debt. Make good budget plan and follow through.

Follow these tips so you can save money and organize your wedding well. 

Even if they are easy to obtain, payday loans online should be taken with care and responsibility, No matter if you live in San Diego, San Francisco, Los Angeles, or anywhere else in California you can always request a payday loan online 24/7 here

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Disclaimer
Short-term loans are emergency credit products of relatively small amounts designed for short-term financial issues only and can become an expensive product if used for long-term purposes.

 

The owner and operator of PaydayNV.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designedonly for amatching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning short-term loan products and the industry is presentedon the website for information purposes only. PaydayNV.com does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders. PaydayNV.com does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Short-term loans are not available in all the states. Not all the lenders in the network can provide the loans up to $1,000. PaydayNV.com cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a short-term loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.

 

APR Representative
APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since PaydayNV.com is not a lender and has no information regarding the terms and other details of short-term loan products offered by lenders individually, PaydayNV.com cannot provide the exact APR charged for any loan product offered by the lenders. The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant.

Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders. These financial and non-financial actions have nothing to do with PaydayNV.com and PaydayNV.com has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a short-term product.

 

Late Payment Implications
It is highly recommended to contact the lender if late payment is expected or considered possible. In this case, late payment fees and charges may be implied. Federal and state regulations are determined for the cases of late payment and may vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in loan agreement and should be reviewed prior to signing any related document.


Non-payment Implications
Financial and non-financial penalties may be implied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in loan agreement. Additional actions related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied.


Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means.


Non-payment and late payment may have negative impact on the borrowers’ credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.